Jun 55 min readBreaking Your Mortgage: What Does It Actually Look Like?About 6 out of 10 homeowners break their mortgage in the first 3 years; here are the costs you might come across if you decide to break earl
May 274 min readNew First-Time Home Buyer Changes and Capital Gains Tax RulesThe 2024 Federal Budget is in and there are a few key changes for first-time home buyers and Canadians looking to sell their secondary homes
Mar 125 min readWhat's the Best Way to Utilize the Equity in My Home?There are a few options to access and utilize the equity in your home: refinance, HELOC, a line of credit. Which option is better for you?
Feb 223 min readShould You Get a Mortgage Through an Online Lender?Let’s go over why we don’t think getting a mortgage online is the best choice.
Jan 234 min readThe Mortgage Process For Building A New Home In CanadaBuilding a home requires a different mortgage product, so let's get into the nitty-gritty of the mortgage process for building a new home.
Aug 1, 20234 min readEverything You Need To Know About Mortgage RenewalsMany lenders and banks will try to get you to renew your mortgage early and you should. Before you sign the paperwork, talk to your broker.
Jul 18, 20234 min readHow To Get a Mortgage for a Rental PropertyWhile the process for getting a mortgage for your rental property is generally the same, the type of mortgage you’ll get will be different.
Jun 14, 20233 min readFixed vs. Variable Rate Mortgages: What To ChooseThe primary difference between a fixed or variable rate mortgage is how much you will pay monthly in interest.
May 26, 20234 min readDid You Know About Purchase Plus Improvement Plans?A Purchase Plus Improvement Plan is a financing option that allows buyers to purchase and include the costs of renovations in the mortgage.
May 9, 20233 min readDownpayment Do's and Don'tsThese are our essential do's and don'ts of saving for a downpayment for your first home.